Before you borrow a loan, make sure you’re aware of the responsibilities that go along with it.
Know the maximum amount you can borrow in the form of a Federal Direct Subsidized or Unsubsidized Loan.
Understand the kind of loan you’re borrowing, whether it’s a federal loan or an alternative option.
Understand your options – Compare Federal and Private Student Loans
Review our official Student Loan Code of Conduct.
Questions about who is servicing your Federal Direct Loans? Click the above heading to find out how to determine who your loan servicer is and how to contact them.
Federal Loan Payment Pause Ending
Congress recently passed a law preventing further extensions of the payment pause. Student loan interest will resume starting on Sept. 1, 2023, and payments will be due starting in October. The Department of Education will notify borrowers before payments restart.
Current students enrolled in college at least half-time have in-school status and will not enter repayment. Graduates, recent or not, may enter repayment if your loans have not been paid off. To check the status of your federal loans or confirm your loan servicer(s), please review your account at www.studentaid.gov.