Alternative Educational Loans

Alternative educational loans are available from private lenders and offer additional financial assistance to you if you’ve exhausted all other sources of funding for your education. These programs are meant to supplement federal and state aid when the Cost of Attendance isn’t fully covered.

Review a comprehensive list of alternative educational loan lenders. Valuable information about the alternative loan process and interest rate calculations is provided and should be read carefully. Our office will process the alternative loan per your request; however, we won’t certify alternative loans for an amount that exceeds the Cost of Attendance minus other financial aid or that requires funding or financial guarantees by the university. Any refund generated by an alternative loan can only be refunded to the student’s account, including an alternative loan where the borrower is someone other than the student (i.e. parent, relative, etc.).

Truth In Lending Act regulations include additional processing steps and require a 3-day waiting period after the disclosures have been completed before the loan can be disbursed. Depending on the lender, this can add an additional 3 to 7 days from the time of application to disbursement.

Our office is unable to provide guidance as to which alternative loan best meets your needs. This list is provided by FinAid, and they’re responsible for the accuracy and updating all content.